On behalf of Peoples Trust & Savings Bank's Staff and Board of Directors, I would personally like to welcome you to our Online Banking Website. Our staff and directors provide the foundation upon which our reputation as a community bank is built. We believe in the strong Iowa work ethic and have the same strong commitment to service excellence.

Our decisions, whether for loans or deposits, are made locally with flexibility and responsiveness by banking professionals who live in the communities we serve. We will work hard to earn your confidence and trust. Our staff will never forget that without you, we have no reason for existence. With our People First Banking, we believe in providing each and every customer with Full Value Banking. To us, Full Value Banking means we combine our products and services together to deliver greater combined value than individual products can provide by themselves. With our People First Banking, we believe every customer should receive the maximum benefit possible from their relations with a Peoples Banker. A Peoples Banker is a customer relationship manager. As such, a Peoples Banker accepts personal responsibility for their customer's needs.

I encourage you to browse through our Online Banking Website and discover what we can do for you. If you are a current Peoples Bank customer, thank you for the opportunity to serve you. If you are not currently a customer, please give us the opportunity to show you why you should be.

Best Regards,

Barry L. Smith
President and Chief Executive Officer