Make ptsbank.com your homepage
Personal Banking Commercial Banking Peoples Choice Club Trust and Investment
User Id:
Demo
Enroll
FAQ
Disclosures

Take advantage of certificates of deposit (CDs) to earn attractive interest rates over a set period of time. By putting your organization's resources into a CD, you can be sure of the exact amount of time your money is invested as well as the interest rate you earn. CDs from Peoples Trust & Savings offer highly competitive interest rates on a fixed-dollar investment. And now with the Certificate of Deposit Account Registry Service® (CDARS®) you can invest up to $25 million in CDs and still enjoy full FDIC insurance.

  • Terms range from 91 days to five years.
  • Minimum deposits as low as $500.
  • In general, you can get a higher interest rate by choosing a longer term or maintaining a higher balance.
  • Variety of interest payment options
    • Interest can be paid to the certificate of deposit account.
    • Interest can be deposited to a Peoples Trust & Savings Bank checking or savings account.
    • An interest check can be mailed or automatically transferred to the financial institution of the customer's choice.

The CDARS Difference
With CDARS, you sign one agreement, earn one interest rate, and receive one regular statement. This saves you from entering into multiple rate negotiations, tracking maturing CDs from numerous banks, organizing various interest disbursement checks, and monitoring changing collateral values. Talk to your Peoples Trust & Savings Banker to find out more about this innovative service.



Home | Privacy & Security Disclosure | Site Map | Patriot Act | Terms of Use
©2006 Peoples Trust & Savings Bank. All rights reserved. Powered by Goldleaf Financial Solutions.


Member FDIC Equal Housing Lender

NOTICE: Peoples Trust & Savings Bank is not responsible for and has no control over the subject matter, content, information, or graphics of the web sites that have links here. Please contact us with any concerns or comments.

People First Banking and Full Value Banking are service marks of Peoples Trust & Savings Bank.