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Use the tools from Peoples Trust & Savings to easily manage your organization's cash flow. You can rely on your Full Value Banker to help you choose the right checking account, savings account and all the other financial products and services you need based on your organization's financial goals.
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Non-Interest Bearing Checking Accounts
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Peoples Business Entity Checking |
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Peoples Proprietor Checking (Sole Proprietor, Clubs, Non-profit Organizations) |
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Peoples Proprietor Relationship Checking (Sole Proprietor, Clubs, Non-profit Organizations) |
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Amount to Open Account |
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$100 |
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$100 |
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$100 |
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ACCOUNT DETAILS
Free features with all commercial checking accounts include Online Banking, notary service and mailed statements.
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• $0.15 charge per check written.
• $0.10 charge per transit check deposited.
• Credit of $0.12 per $100 average collected balance each monthly cycle.
• That credit will apply toward the maintenance fee and also the per check fee.
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• No limit on number of checks written. |
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• Must maintain at least three other services with Peoples Trust & Savings Bank*.
• These services must have a combined balance of $3,000 in deposits and/or loans.
• Account converts to Proprietor Checking when above requirements are not met.
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MONTHLY SERVICE CHARGE
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• $4.00 charge
• The credit listed above could reduce or eliminate this charge.
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• $6.00 charge if balance is between $300-$499.99.
• $8.00 charge if balance falls below $300.
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No charge assessed. |
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*You may count the number of personal services, deposits and/or loans you have with Peoples Trust & Savings Bank.
Interest Bearing Checking Accounts
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Peoples Now Checking (Sole Proprietor, Clubs, Non-profit Organizations) |
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Peoples Money Market Checking (Business Entity, Sole Proprietor, Clubs, Non-profit Organizations) |
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Peoples Premier Money Market Checking (Business Entity, Sole Proprietor, Clubs, Non-profit Organizations) |
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Amount to Open Account |
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$1,000 |
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$1,500 |
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$50,000 |
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ACCOUNT DETAILS
Free features with all checking accounts include Online Banking, bill pay, notary service and mailed statements.
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• Interest is compounded and credited monthly**.
• No interest if balance falls below $1,000. |
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• Interest is compounded and credited monthly**.
• No interest if balance falls below $1,500.
Limited Transaction Account
• Transfers to another account, Online Banking, preauthorized, automatic or telephone limited to six per statement cycle.
• No more than three transactions by check, draft or similar order to third parties.
• If transaction limits are broken, a $10 excess transaction fee will apply.
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• Interest is compounded and credited monthly**
• No interest if balance falls below $10,000.
• No monthly maintenance (service charge)
• Interest will drop to 1% if account balance falls below $50,000.
Limited Transaction Account
• Transfers to another account, Online Banking, preauthorized, automatic or telephone limited to six per statement cycle.
• No more than three transactions by check, draft or similar order to third parties.
• If transaction limits are broken, a $10 excess transaction fee will apply.
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MONTHLY SERVICE CHARGE |
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• $15 charge if balance falls below $1,000.
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• $15 charge if balance falls below $1,500.
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No charge assessed. |
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**Your interest rate and annual percentage yield may change. We may change the interest rate at any time.
A full description of applicable fees is available in the "Personal Banking" section of this site under "Fee Schedule" or at any PTS Bank branch.
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