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Full Value Banking is about more than just great banking products and accounts – it means going the extra mile to provide the conveniences that make you life easier.

How can we add to your People First experience?
Safe Deposit Boxes
Bank by Mail - FREE!
Night Depository - FREE!
Direct Deposit - FREE!
Faxing
Savings Bonds
Gift Cards
Travel Cards
Bank Money Orders
Cashiers Checks
Wire Transfers
Notary Public - FREE!
Cash Advances - FREE!
Coin Counters
Tax Payments - FREE!
Obtaining a Federal Employer ID Number - FREE!

Safe Deposit Boxes
Keep your valuable locked away in one of our safe deposit boxes. Contact the location nearest you for box sizes and availability.

Bank by Mail
Can't get to the bank? Mail us your checking or savings deposit, your mortgage payment, your car loan payment, etc. and we'll take care of the rest.

Night Depository
We currently have night depositories at our Adel, Clive, Grand Junction, Guthrie Center, Jefferson, Rippey, Scranton, and Waukee offices. Convenient and secure; use this service for your after hours deposits!

Direct Deposit
Directly deposit you paycheck, social security check, VA benefits or pensions benefits directly into your account at no cost. Make life a little easier by setting up direct deposit today.

Faxing
You can send or receive faxes from any Peoples Trust & Savings Bank office. Sending a fax is $5.00 for the first page and $1.00 for each additional page. Receiving a fax will cost you $2.00 for the first page and $1.00 for each additional page.

Savings Bonds
Purchase or redeem US Savings Bonds at any Peoples Trust & Savings Bank office. US Bonds make a great gift!

Gift Cards
A VISA prepaid gift card is the perfect gift for special occasions. Make purchases anywhere Visa cards are accepted by paying the value for the card plus a $4.99 purchase fee. Maximum value of card is $500.00; minimum is $25.00. Cards may not be used at ATMs or to obtain cash.

Travel Cards
VISA prepaid travel cards are accepted at over one million Visa ATMs and millions of merchants worldwide who accept Visa Debit cards and Interlink merchants. These reloadable cards are PIN and signature protected and can be used for online and mail order purchases. A maximum card value of card of $9,999.99 and minimum of $250.00 is required. Purchase fee of travel card is $9.95. You may purchase an additional card for a traveling companion to access the same funds for $2.00.

Bank Money Orders
Don't want to use a personal check? Use a bank money order to pay! Peoples Trust & Savings Bank Money Orders are $2.00 each – up to $1,000.00.

Cashiers Checks
A money order won't do? Then use a guaranteed cashier's check. Pay $10.00 each regardless of amount.

Wire Transfers
Need to get money to someone fast? Need to receive money fast? Then use our wire transfer service. Normally, same day service is available. Domestic incoming wire tranfers to customers are $5.00. Foreign incoming wire transfers to customers are $15.00. Outgoing wire transfers to anywhere in the United States are $15.00. International Wire Transfers are $45.00.

Notary Public
We offer free Notary Public services at all offices.

Cash Advances
Don't have the money on hand but you need it now? Get a cash advance and you'll have your money in minutes.

Coin Counters
Bring in your unwrapped loose coins and we will run it through our coin counters and count it for you. Just another reason to be a Peoples Trust & Savings customer! Non-customers will be charged 10% of the total.

Tax Payments
As an added convenience, Peoples Trust & Savings customers can make Federal Withholding and Social Security tax payments with us.

Obtaining a Federal Employer Identification Number
When you start your new business, we have the forms and expertise needed to help you apply for your own EIN.



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