|
|
|
|
Choosing a checking account that fits into your financial lifestyle can be a bit confusing. Count on the professionals at Peoples Trust & Savings Bank to help you find the right checking account, savings account and all the other financial products and services you need to make banking work harder for you. That’s People First Banking.
What are you looking for?
Non-interest bearing account
- peoples plus+ checking – Free checking account that allows you to choose the features you want and has the ability to bundle services for additional bonuses. Click here to look at the bonuses available with the peoples plus+ bundle.
Interest-bearing accounts
- Peoples Now Checking - A minimum opening balance account ($1,000 minimum) that earns interest but includes the convenience of a checking account.
- Peoples Portfolio Checking - Higher investment tiers than the Peoples Now Checking and also higher rate of return on each tier.
- Peoples Money Market Checking - A money market account with minimum opening balance ($1,500 minimum) that earns money market-type interest and allows for fewer transactions.
- Peoples Premier Money Market Checking - Higher investment tiers than the Peoples Money Market Checking and also higher rate of return on each tier.
|
|
 |
Non-Interest Bearing Account
|
|
|
|
|
|
|
|
|
|
|
|
|
peoples plus+ checking |
|
|
|
|
|
|
|
|
Amount to Open Account |
|
|
$100 |
|
|
|
|
|
|
|
|
SPECIAL FEATURES OF ACCOUNT |
|
|
Basic Sructure
- Free, non-interest bearing checking account
peoples plus+ Options:
- E-banking
- Visachek/ATM card
- Upon approval
- ATM charges refunded if receipt is turned in within 90 days
- First box of checks free with Visachek card
- Automatic deposit (ACH credit)
- Automatic payment (ACH payment)
- Standby Reserve Checking
- Bill Pay1
- Automatic transfer to prevent overdraft1
- Imaged checks returned in statement1
- Photo Visachek card1
- peoples plus+ Bundle Perks2
|
|
|
|
|
|
|
|
1. Charges apply when fewer than six Peoples Trust & Savings Bank service options are selected
2. See your Full Value Banker for details.
Interest Bearing Accounts
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Peoples Now Checking |
|
|
Peoples Portfolio Checking |
|
|
Peoples
Money Market Checking |
|
|
Peoples Premier Money Market Checking |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Amount to Open Account |
|
|
$1,000 |
|
|
$10,000 |
|
|
$1,500 |
|
|
$50,000 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
SPECIAL FEATURES OF ACCOUNT
Free features with all checking accounts include Online Banking, bill pay, notary service and mailed statements.
|
|
|
• Interest is compounded and credited monthly4
• No interest if balance falls below $1,000
|
|
|
• Interest is compounded and credited monthly4
• No interest if balance falls below $10,000 |
|
|
• Interest is compounded and credited monthly4
• No interest if balance falls below $1,500
• Limited transactions3 |
|
|
• Interest is compounded and credited monthly4
• No interest if balance falls below $10,000
• No monthly maintenance (service charge)
• Limited transactions3
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
At Your Convenience
Aside from free conveniences such as Online Banking and notary service, Peopls Trust & Savings checking accounts allow for the added convenience of a Visachek card or SHAZAM® ATM card. We'll help make your life easy by allowing access to your accounts at any ATM with either card.
3. Charge applies when there are more than six transfers to another account including: Online Banking transfers, preauthorized transfers, automatic transfers or telephone transfers. No more than three by check, draft or similar order to third parties.
4. Your interest rate and annual percentage yield may change. We retain the right to change the interest rate at any time.
Applicable fees for each account are detailed in the “Fees Brochure” available under "Fee Schedule" to the left or at any Peoples Trust & Savings Bank branch.
|
Member FDIC
Equal Housing Lender