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Securing personal loans can be an important part of reaching your financial goals. You can expect personal attention from loan officers who live in your community and who are willing to guide you through the entire process.

What can we help you with?
Home Equity Line of Credit
Consumer Loans
Real Estate Loans
Agricultural Loans
Commercial Loans


Home Equity Line of Credit (HELOC)
For most central Iowans, their most valuable asset is their home. Have you considered tapping in to your home's value with a home equity line of credit (HELOC) for use at any time, for any kind of expense? A HELOC allows you to apply the credit of your home to ongoing expenses including home improvements, educational and medical expenses, life events such as a new baby or wedding or small business expenses.

Unlock the power of your home's value with a home equity line of credit from Peoples Trust & Savings. Talk to a loan specialist to find out more!

Consumer Loans
Peoples Trust & Savings Bank offers various types of consumer loans including auto loans, personal loans, consolidation loans, overdraft protection, etc., all at competitive interest rates.

Real Estate Loans
Peoples Trust & Savings Bank offers a variety of home real estate loans to fit all of your needs. We offer in house loans as well as secondary market fixed rate loans of various terms. We also offer home equity, construction and home improvement loans. Click here to let one of our loan officers help you today, or go straight to our easy online application.

Agricultural Loans
At Peoples Trust & Savings Bank, we are committed to agriculture. We offer all types of ag loans including operating lines of credit, feeder livestock, breeding livestock, machinery and equipment, and ag real estate loans. We also offer FSA guaranteed loans. Talk to an expert loan officer at your Peoples Trust & Savings Bank to find out more.

Commercial Loans
Peoples Trust & Savings Bank offers a variety of commercial lending tools to help finance all parts of your business. We offer operating lines of credit, inventory or equipment purchases and real estate loans. We offer SBA guaranteed loans as well. Talk to an expert loan officer at your Peoples Trust & Savings Bank to find out more.




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