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Sweep Accounts

This account is designed to help you maximize your deposit earning potential while minimizing your chance of incurring service charges, and providing you an option to pay down credit lines.

  • All cash above a predetermined amount in your checking account is automatically swept from your checking to provide you more interest.
  • There are no sweep charges.
  • The deposit interest rate is variable daily, and interest is paid monthly based on your ledger balance.
  • You may also sweep to make loan or credit line payments.
Not FDIC Insured • No Bank Guarantee • May Lose Value • Not a deposit • Not insured by any Federal government agency.

Remote Deposit

Scan checks and deposit them directly into your business account from any of your business locations. Our internet-based system is safe and fast.

Business Debit Cards

Make company purchasing fast and easy with Peoples debit card.

  • Withdraw money at any SHAZAM®/Cirrus® Network ATM
  • Make transfers between accounts
  • Make deposits within the state of Iowa

If your debit card is stolen you call any PTSB location or call the 24/7 SHAZAM® customer service at 800-383-8000.

  • Press option #3
  • Then press option #3 again
  • And press option #1 

Business Credit Cards

Convenient and safe! Enjoy:

Business Visa® Credit Card

For your company …

  • Rewards options available
  • Online reporting
  • Billing options to match your month-end dates

Apply online

Merchant Processing

Credit and debit card processing acceptance is essential for doing business today. We’ll provide you with the latest payment industry technology, offer competitive pricing and payment solutions, and provide local customer and repair services.

Our benefits also include:

  • Training and 24/7 customer support
  • Customer loyalty programs
  • Wireless payments processing
  • Check verification and one-step reporting
  • Gift Card programs

Peoples e-Biz: Online Banking

Solutions and Account Management

  • View your business and personal accounts in one single sign-on for online and mobile banking
  • Manage checking, savings, loans, CDs, and lines of credit
  • Bill Pay
  • Download to Quicken®, QuickBooks®, and Microsoft® Money
  • Initiate and authorize payments
  • Wire Transfer Capability
    • Delegate authority to other users
    • Transfer funds between accounts
    • Free ACH presentments
    • Free electronic statements
    • Receive electronic notification and alerts

Payroll Service

Peoples Trust & Savings Bank’s Payroll Service, powered by PayChoice®, offers best-in-class payroll solutions that meet the needs of a wide variety of businesses, large and small. PayChoice® streamlines payroll calculations, manages payroll taxes, and pays employees by check or direct deposit. It's easy-to-use and cost-effective. 

Ask about our Self-Service or Full-Service packages today!