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Peoples Trust & Savings Bank’s business checking accounts have options to serve small to large businesses alike. Our added features save you time and money.

Our dedicated Business Bankers can help you determine the business checking option that best suits your needs.

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Account Peoples Business Plus+ Peoples Analysis Checking Ag Rewards Checking Peoples Business Money Market
“My Business is . . .” A business with low checking and deposited item activity levels, also sole proprietor, non-profit or government organization. A business with high account transaction volumes, large quantities of coin or currency deposits and/or management needs. My business is Ag related and I have ag loan products to be eligible for this account. Interest bearing MM account with capability of linking to another deposit account.

Move extra funds to a money market to earn interest.
Benefits
  • Free 100 items
  • No maintenance fee if meet minimum requirements
  • Free E-Banking
  • Earnings credit to offset fees
  • Free E-Banking
  • No annual fee Peoples Rewards Credit Card (subject to credit approval)
  • Free photo debit card (subject to credit approval)
  • Free membership in Peoples Ag Group
  • Free daily market texts to your cell phone*
  • Free E-Banking
  • Free cashier’s checks and money orders
  • Free notary service
  • Free financial center consultation
  • Earns interest
  • E-Banking
Minimum to Open $100 $100 $100 $1,500
Bill Pay 10 free bill payments per month per business. Each additional bill pay is $1.00. 10 free bill payments per month per business. Each additional bill pay is $1.00. 10 free bill payments per month per business. Each additional bill pay is $1.00. Available – see transaction limits below
Statements
  • Free E-Statements
  • Free paper statements and statement with check images
  • Free E-Statements
  • Free paper statements
  • Statement with check images - $3.00 per statement
  • Free E-Statements
  • Free paper statements and statement with check images
  • Free E-Statements
  • Free paper statements with images
Transaction Fees
  • Free - First 100 items*
  • After 100 items, these charges apply:
    • $0.25 charge per debit item
    • $0.25 charge per transit deposit item
* Checks written and transit items only. On us checks deposited always free.
  • $0.20 charge per debit item
  • $0.10 charge per transit deposit item
  • Credit of $0.08 per $100 average collected balance each monthly cycle; this applies toward the maintenance fee and the per item fee
None
  • $10 transaction fee for every transaction over 6 per statement cycle
Maintenance Fees
  • Avoid monthly fee with daily average balance of at least $2,500 or minimum daily balance of $500
  • If balance falls below, $5.00 service charge per statement cycle; not applicable for non-profits
  • $10 service charge per statement cycle
  • The credit listed above could reduce or eliminate this charge
  • Free with an average daily balance of $500
  • If below $500, there is a $5.00 service charge
  • $15 charge if daily balance falls below $1,500

Applicable fees for each account are detailed in the Disclosure available at any Peoples Trust & Savings Bank branch.

* Text messaging regular rates charged by your carrier will be your responsibility.

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