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Checking

Our checking choices are as individual as you are! That’s why we have developed an easy chart that shows you the variety of checking accounts we have available. This chart will assist you in finding the checking account that fits your needs. Additionally, our staff is also available to assist you in finding the right checking account, as well as other financial products and services to help meet your financial goals.

Click here to view our accounts.

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Account Peoples E-Z Checking Peoples Student Checking Peoples Plus+ Checking Peoples Relationship Rewards Checking Peoples NOW Peoples Portfolio
"I want to..." Use my debit card and receive
E-Statements.
Receive benefits while I am a student. Write checks and use my debit card. Reward myself. Earn interest. Maintain a high balance and earn higher interest.
Benefits
  • Avoid an activity fee when you have a monthly ACH deposit or use your debit card
  • Debit card*
  • E-Banking
  • E-Statements
  • Mobile Banking
  • Avoid an activity fee while a student and under the age of 24
  • Debit card*
  • E-Banking
  • E-Statements
  • Mobile Banking
  • Low minimum balance
  • No charge for writing checks
  • Debit card*
  • E-Banking
  • E-Statements
  • Mobile Banking
  • Photo debit card*
  • E-Banking
  • Free first box of checks
  • Cashier checks and money orders
  • Statements with check images OR
    E-Statements
  • Mobile Banking
  • Earn interest
  • Photo debit card*
  • E-Banking
  • Statements with check images OR
    E-Statements
  • Mobile Banking
  • Earn more interest on
    higher balances
  • Photo debit card*
  • E-Banking
  • Statements with check images OR
    E-Statements
  • Mobile Banking
Minimum to Open $100 $100 $100 $100 $2,000 $15,000
Check Writing For each check posted exceeding 10 per statement cycle (including paper debit items), there will be a $1.00 per check or item fee. For each check posted exceeding 10 per statement cycle (including paper debit items), there will be a $1.00 per check or item fee. Unlimited Unlimited Unlimited Unlimited
Statements
  • E-Statements
  • Paper Statements
  • Check images fee $3.00 per statement
  • Combined statements
  • E-Statements
  • Paper Statements
  • Check images fee $3.00 per statement
  • Combined statements
  • E-Statements
  • Paper Statements
  • Check images fee $3.00 per statement
  • Combined statements
  • Statements with Check Images
  • E-Statements
  • Combined statements
  • Statements with Check Images
  • E-Statements
  • Combined statements
  • Statements with Check Images
  • E-Statements
  • Combined statements
Bill Pay1 10 free bill payments per statement cycle per customer. Each additional bill pay is $1.00. 10 free bill payments per statement cycle per customer. Each additional bill pay is $1.00. 10 free bill payments per statement cycle per customer. Each additional bill pay is $1.00. 10 free bill payments per statement cycle per customer. Each additional bill pay is $1.00. 10 free bill payments per statement cycle per customer. Each additional bill pay is $1.00. 10 free bill payments per statement cycle per customer. Each additional bill pay is $1.00.
How to Avoid Monthly Service Fees Have at least 10 debit card transactions post and settle (ATM transactions excluded) or one ACH credit post and settle per statement; otherwise $5.00 activity fee per statement cycle. Students under age 24 have no monthly activity fees. (Account converts to Peoples E-Z Checking when no longer a student in this age group) Keep a minimum average daily balance of $500; otherwise $5.00 minimum balance fee per statement cycle. Keep a minimum average daily balance of $2,000 or more OR combined loan and deposit balances of $50,000 or more; otherwise $12 minimum balance fee per statement cycle. Keep a minimum average daily balance of $2,000; otherwise $15 minimum balance fee per statement cycle. Keep a minimum average daily balance of $15,000; otherwise $15 minimum balance fee per statement cycle.

1Bill Pay – 10 Bill Pays per month per customer is aggregated across all accounts that are eligible for bill pay.

* Subject to approval.

† Wireless capability and data plan with your mobile service required for Internet access and smartphone options. PTSB does not charge for Mobile Banking; however, fees charged by your mobile carrier may apply.

Fees specific for each deposit account are detailed in a Truth in Savings disclosure that is available at any PTSB branch. Fees may apply to account-related services and are available in the account fee schedule that is available at any PTSB branch. Your periodic statement may show fees described as “service charges.” Please refer to the “itemization of service charge” section of your account statement for detailed fee descriptions.

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