Apply Today
Checking

Our checking choices are as individual as you are! That’s why we have developed an easy chart that shows you the variety of checking accounts we have available. This chart will assist you in finding the checking account that fits your needs. Additionally, our staff is also available to assist you in finding the right checking account, as well as other financial products and services to help meet your financial goals.

Click here to view our accounts.

Apply for an account today!

Account Peoples E-Z Checking Peoples Student Checking Peoples Plus+ Checking Peoples Relationship Rewards Checking Peoples NOW Peoples Portfolio
"I want to..." Use my debit card and receive E-Statements. Receive benefits while I am a student. Write checks and use my debit card. Reward myself. Earn interest and receive free services. Maintain a high balance and earn higher interest plus receive rewards.
Benefits
  • Avoid a maintenance fee when you have an ACH deposit monthly or use your debit card
  • Free debit card*
  • Free E-Banking
  • Free financial consultation
  • Free E-Statements
  • Avoid a maintenance fee while a student and under the age of 24
  • Free debit card*
  • Free E-Banking
  • Free financial consultation
  • Free E-Statements
  • Low minimum balance
  • No charge for writing checks
  • Free debit card*
  • Free E-Banking
  • Free financial consultation
  • Free E-Statements
  • Peoples Rewards Credit Card* with perks
  • Free financial consultation
  • Free photo debit card*
  • Free E-Banking
  • Free first box of checks
  • Free cashier checks and money orders
  • Free statements with check images
  • Free E-Statements
  • Peoples Rewards Credit Card* with perks
  • Earn interest
  • Free financial consultation
  • Free photo debit card*
  • Free E-Banking
  • Free statements with check images
  • Free E-Statements
  • Peoples Rewards Credit Card* with perks
  • Earn more interest on higher balances
  • Free financial consultation
  • Free photo debit card*
  • Free E-Banking
  • Free statements with check images
  • Free E-Statements
Minimum to Open $100 $100 $100 $100 $2,000 $15,000
Check Writing 10 free checks per statement cycle, after that $1.00 per check and paper item. 10 free checks per statement cycle, after that $1.00 per check and paper item. Unlimited Unlimited Unlimited Unlimited
Bill Pay1 10 free bill payments per statement cycle per customer. Each additional bill pay is $1.00. 10 free bill payments per statement cycle per customer. Each additional bill pay is $1.00. 10 free bill payments per statement cycle per customer. Each additional bill pay is $1.00. 10 free bill payments per statement cycle per customer. Each additional bill pay is $1.00. 10 free bill payments per statement cycle per customer. Each additional bill pay is $1.00. 10 free bill payments per statement cycle per customer. Each additional bill pay is $1.00.
How to Avoid Monthly Service Fees Make 10 debit card transactions (ATM transactions excluded) or one ACH credit per statement; otherwise $5.00 per statement cycle. Students under age 24 have no monthly service fees. (Account converts to Peoples E-Z Checking when no longer a student in this age group). Keep a minimum average daily balance of $500; otherwise $5.00 per statement cycle. Keep a minimum average daily balance of $2,000 or more OR combined loan and deposit balances of $50,000 or more; otherwise $12 per statement cycle. Keep a minimum average daily balance of $2,000; otherwise $15 per statement cycle. Keep a minimum average daily balance of $15,000; otherwise $15 per statement cycle.

1Bill Pay – 10 Bill pays per month per customer is aggregated across all accounts that are eligible for bill pay.
* Subject to credit approval. 
Applicable fees for each account are detailed in the Disclosure available at any Peoples Trust & Savings Bank branch.