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Account Fee Schedule

Common Features

Limits and Fees - The following fees may be assessed against your account. The following transaction limitations may apply to your account

ATM Cards $2.00/month
Photo Debit Card** $10.00/card
Replace ATM/Debit Card $10.00/card
Bill Pay Free 10 bill pays/month/customer.
Each additional bill pay $1.00.
Check Printing Depends on order
Closing Fee (If within six months of opening) $50.00
Copies of Images $3.50/image
Dormant Fee: Checking - inactive 6 months
Savings - inactive 13 months
(Kids Club excluded)
Money Market - inactive 13 months
$5.00/statement unless $500 balance
$5.00/month unless $200 balance

$5.00/statement unless $1,500 balance
Imaged checks returned in statement* $3.00/per statement
Stop Payments $25.00
Transfer Fee (automatic due to balance) $5.00/transfer
Transaction History/Additional Statements $2.00/request
Business Daily Overdrafts -
(Applies to Business Checking Accounts)
(one business day delay)
$0.01-$1,499.99 $5.00/day
$1500-$9,999.99 $15.00/day
Over $10,000 $25.00/day
Nonsufficient Funds (each item returned) Created by
check, in person, ATM, debit withdrawal or other electronic means.
Overdraft created by check, in person, ATM, debit
withdrawal or other electronic means.
$32.00/item with maximum of $192.00
Return of Deposited Item $7.50/item
Garnishments $50.00
Levies $50.00
Account Balancing Assistance $25.00/hour (1 hour minimum)
Account Research $50.00/hour (1 hour minimum)
Collection Fee $40.00
Credit Verification/Inquiries $25.00 (vendor charge)
Medallion Signature Guarantee  
Cashier´s Check* $10.00
Money Orders* $5.00
Notary Fee* $5.00
Wire Transfers:


$5.00 incoming
$25.00 outgoing
$15.00 incoming
$50.00 outgoing

Some checking fees will be subject to the Iowa State Sales Tax
*Free with Peoples Relationship Rewards Checking and Ag Rewards Checking
**Free with Peoples Relationship Rewards Checking, Ag Rewards Checking, Peoples NOW and Peoples Portfolio