Apply Today

Each of us has our own personal financial goals. Maybe yours is saving for a new home, new car, major life event or just a rainy day. Whatever it is, Peoples Trust & Savings Bank can help you get there faster and easier than you ever imagined. Your People First Banker will help you choose the right savings strategy and account package for your needs. We'll be there to help you succeed every step of the way.

What are you looking for?

Peoples Money Market Accounts

If you want flexibility and earnings options, these accounts offer “more-you-save-more-you-earn” rates and limited monthly transaction privileges.

Peoples Savings

Make unlimited ATM transactions and earn interest. Simple. Easy. Safe.

Peoples Priority Savings

If you’re comfortable making one withdrawal or less each quarter, you’ll enjoy this account’s preferred rate!

Kids Club Savings

Prizes and activities make this not only a fun account but a valuable learning experience as well.

Certificates of Deposit

With guaranteed rates and guaranteed terms, you’re guaranteed to like the convenience and peace of mind CDs offer.

Click here to view our accounts.

Apply for an account today!

 

 

Features

Peoples Savings 

Peoples Priority Savings 

Peoples Kids Club Savings 

Peoples Money Market 

Peoples Advantage Money Market

Certificates of Deposit

“I want to …”

Save and be able to withdraw funds.

Save and limit my transactions to quarterly.

Learn to save and get rewards.

Save plus occasionally write a check.

Earn a higher rate with check capability.

Save for a specified period of time.

Benefits

  • Earn Interest
  • ATM Card
    (subject to credit approval and $2.00/ month charge)
  • Free E- banking

 

  • Higher Interest
    than on Peoples Savings
  • No service charge
  • Free E-banking
  • Available to those 12 and younger
  • No Service Charge
  • Membership in Piggy Pincher Club
  • Prizes/activities
  • Earn more interest
    on higher balances
  • Limited check writing
  • Free E-banking

 

  • Highest earnings
    (We’ll be happy to show you how you earn more!)
  • Limited check writing
  • Free E-Banking

 

  • Earn more interest
  • Free E-Banking

Amount to open

$100

$50 for 12-18 years of age

$100

$10

$1,500

$1,500

$500

$250 for those 19 and under

Statements

Free E-Statements or Paper Statements

Free E-Statements or Paper Statements

Free E-Statements or Paper Statements

Free E-Statements or Paper Statements with images.

Free E-Statements or Paper Statements with images.

 

How to Avoid Monthly Service Fees

19 or older: Maintain $100 minimum balance; otherwise $3 per statement cycle.

Ages 12-18: Maintain minimum balance of $50; otherwise $1 per statement cycle.

No monthly service fee.

Free account.

Maintain $1,500 minimum average daily balance; otherwise $15 per statement cycle.

 

Maintain $1,500 minimum average daily balance, otherwise $15 per statement cycle.

 

N/A

Monthly Activity Fee

Three free withdrawals per statement cycle; otherwise $0.50 per withdrawal over the limit.

One free withdrawal per quarter; $25.00 per withdrawal over the limit.

No fee.

(Limit of six transfers per month.)

Six free withdrawals per statement cycle; $10.00 per withdrawal over the limit.

Six free withdrawals per statement cycle; $10.00 per withdrawal over the limit.

N/A

Interest

Variable
19 or older: $100 minimum to earn interest. 

No minimum to earn interest for those 18 and younger.

 

Variable

$100 minimum to earn interest.

Variable

No minimum to earn interest.

 

Variable
No interest when balance falls below $1,500.

 

Variable

No interest when balance falls below $1,500.

 

Interest rate depends on the term you choose.

(Terms range from 91 days to 5 years)