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Each of us has our own personal financial goals. Maybe yours is saving for a new home, new car, major life event or just a rainy day. Whatever it is, Peoples Trust & Savings Bank can help you get there faster and easier than you ever imagined. Your People First Banker will help you choose the right savings strategy and account package for your needs. We'll be there to help you succeed every step of the way.

What are you looking for?

Peoples Money Market Accounts

If you want flexibility and earnings options, these accounts offer “more-you-save-more-you-earn” rates and limited monthly transaction privileges.

Peoples Savings

Make unlimited ATM transactions and earn interest. Simple. Easy. Safe.

Peoples Priority Savings

If you’re comfortable making one withdrawal or less each quarter, you’ll enjoy this account’s preferred rate!

Kids Club Savings

Prizes and activities make this not only a fun account but a valuable learning experience as well.

Certificates of Deposit

With guaranteed rates and guaranteed terms, you’re guaranteed to like the convenience and peace of mind CDs offer.

Click here to view our accounts.

Apply for an account today!

 

 

Features

Peoples Savings 

Peoples Priority Savings 

Peoples Kids Club Savings 

Peoples Student Savings

Peoples Advantage Consumer Money Market

Certificates of Deposit

“I want to …” Save and be able to withdraw funds. Save and limit my transactions to quarterly. Learn to save and get rewards. Learn to save as a young adult. Earn a higher rate with check capability. Save for a specified period of time.
Benefits
  • Earn Interest
  • ATM Card
    (subject to credit approval and $2.00/ month charge)
  • E- Banking
  • Mobile Banking

 

  • Higher Interest
    than on Peoples Savings
  • E-Banking
  • Mobile Banking
  • Available to those under 12 years old
  • No monthly activity fee
  • Membership in Piggy Pincher Club
  • Kids activities
  • Available to those 12-23 years old
  • E-Banking
  • Mobile Banking

 

 

  • Highest earnings
  • Limited check writing**
  • E-Banking
  • Mobile Banking 
  • Earn interest rate based on term
  • E-Banking
Amount to open
  • $100

 

  • $100
  • $10
$50 $1,500

$500

$250 for those 19 and under

Statements
  • E-Statements 
  • Paper Statements
  • Combined Statements
  • E-Statements 
  • Paper Statements
  • Combined Statements
  • E-Statements 
  • Paper Statements
  • Combined Statements
  • E-Statements 
  • Paper Statements
  • Combined Statements
  • E-Statements 
  • Paper Statements with Images
  • Combined Statements
  • E-Statements 
  • Paper Statements

 

How to Avoid Monthly Minimum Balance Fees
  • Maintain $100 minimum balance; otherwise $3.00 minimum balance fee per statement cycle.

 

  • Maintain $100 minimum balance; otherwise $9.00 minimum balance fee per statement cycle (quarterly).
  • Free account.
  • Limit withdrawals to six or less.

 

  • Maintain $1,500 minimum average daily balance; otherwise $15 minimum balance fee per statement cycle.

 

N/A
Monthly Activity Fee
  • $0.50 activity fee per
    withdrawal over limit
    of three per statement cycle. (ATM and auto
    transfers excluded.)
  • $25 activity fee per withdrawal over limit of one per quarter.
  • No fee.

 

  • $0.50 activity fee per
    withdrawal over limit
    of six per statement
    cycle. (ATM and auto
    transfers excluded.)
  • $10 activity fee per withdrawal over limit of six per statement
    cycle.
N/A
Interest

Variable

  • $100 minimum to earn interest. 

 

Variable

  • $100 minimum to earn interest.

Variable

  • No minimum to earn interest.

 

Variable

  • No minimum to earn interest. 

Variable

  • No interest when balance falls below $1,500.

 

Interest rate depends on the term you choose. (Terms range from 91 days to 5 years)

 

All savings accounts above are limited to the transaction limitations of Regulation D. Please contact a bank employee for detailed information.

† Wireless capability and data plan with your mobile service required for Internet access and smartphone options. PTSB does not charge for Mobile Banking; however, fees charged by your mobile carrier may apply.

Fees specific for each deposit account are detailed in a Truth in Savings disclosure that is available at any PTSB branch. Fees may apply to account-related services and are available in the account fee schedule that is available at any PTSB branch. Your periodic statement may show fees described “service charges.” Please refer to the “itemization of service charge” section of your account statement for detailed fee descriptions.

Member FDIC