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FACTS WHAT DOES PEOPLES TRUST & SAVINGS BANK DO WITH YOUR PERSONAL INFORMATION?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social security number and checking account information
  • Payment history and Credit history
  • Overdraft history and Transaction history

When you are no longer our customer, we continue to share your information as described in this notice.

How? All financial companies need to share customersí personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customersí personal information; the reasons Peoples Trust & Savings Bank chooses to share; and whether you can limit this sharing.

 

Reasons we can share your personal information Does Peoples Trust & Savings Bank share? Can you limit this sharing?
For our everyday business purposes -
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Yes No
For our marketing purposes -
to offer our products and services to you
Yes No
For joint marketing with other financial companies Yes No
For our affiliatesí everyday business purposes -
information about your transactions and experiences
No We donít share
For our affiliatesí everyday business purposes -
information about your creditworthiness
No We donít share
For nonaffiliates to market to you No We donít share

 

Questions? Call 515-327-7734 or go to www.ptsbank.com

 

Who we are
Who is providing this notice? Peoples Trust & Savings Bank
12701 University Ave, Clive IA 50325

 

What We Do
How does Peoples Trust & Savings Bank protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
 

We collect your personal information, for example, when you

  • Open an account or Apply for a loan
  • Deposit money or Use your debit card
  • Pay your bills

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why canít I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliatesí everyday business purposes - information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing. 

 

Definitions
Affiliates

Companies related by common ownership or control. They can be financial and non-financial companies.

  • Peoples Trust & Savings Bank does not share with our affiliates.
Nonaffiliates

Companies not related by common ownership or control. They can be financial and non-financial companies.

  • Peoples Trust & Savings Bank does not share with nonaffiliates so they can market to you.
Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Our joint marketing partners include credit card, mortgage and credit insurance companies.

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